In real estate investing or any other field and life in general, health is always wealth. You’ve heard of it time and again and you hear it every now and then. But it’s something real estate investors tend to ignore. And yours truly is guilty as many of us are.

This came to light as a friend and fellow investor talked about reasons why we go bankrupt in this country. He read it from an online magazine just a few weeks ago, and asked me to guess what the No. 1 item on the spot was. I chanted “Credit card. It has got to be credit card. Final answer.” Shaking his head, he responded, “hospital bills.”

As surreal as it was, true enough, “medical bills” appeared when I searched for the news article. My friend and I have been in the real estate investing business for years but he says we have yet to invest “significantly” in our health. Oh, perhaps the stick needs to go. Throw away the ash tray as well, even for all its aesthetic value.

But let’s do simple math, taking the case of real estate investors. In real estate investing, methods like rehabbing and wholesaling, you can easily earn $100,000 a year if you do them right, right? But hey, the Harvard University study says rare and serious diseases and injuries can eat up all that. So what’s all of that effort if you’ll lose all of it to medical bills? It would be better to burn it in a European or Asian cruise! But before that happens, you need to invest in your health first, and do it now.

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